Terms and Conditions

Last Updated: September 2026

Welcome to Stockballer. These Terms and Conditions ("Terms") govern your access to and use of the Stockballer platform, accessible via stockballer.app (the "Platform"), and the services provided by Stockballer ("Stockballer", "we", "us", or "our").

By accessing the Platform or creating an account, you acknowledge that you have read, understood, and agreed to be bound by these Terms. If you do not agree to these Terms, you must immediately cease use of the Platform.

1. Introduction and Acceptance

1.1. These Terms and Conditions ("Terms") govern your access to and use of the Stockballer platform, accessible via stockballer.app (the "Platform"), and any related products and services we provide (together, the "Services").

1.2. By accessing, browsing, or using the Platform, clicking to accept these Terms, or creating an account, you confirm that you have read, understood, and agree to be bound by these Terms and any policies referenced in them (including the Privacy Policy).

1.3. If you do not agree to these Terms, you must not use the Platform.

2. Eligibility and Restrictions

2.1. Age Requirement: You must be at least 18 years of age (or the age of majority in your jurisdiction, if higher) to use the Platform.

2.2. Authority & Capacity: You represent that you have full legal capacity and authority to enter into these Terms and to use the Platform in your jurisdiction.

2.3. Where the Game Is Available: The game may not be available in every country. We may limit or withdraw availability in a territory where we are unable to offer it, and may use region-based controls to do so.

2.4. Your Responsibility: It is your responsibility to ensure that your use of the Platform complies with all laws and regulations applicable to you.

3. Nature of SB Coins and Player Values

3.1. SB Coins: "SB Coins" are a virtual in-game currency used to play StockBaller. They are a licensed feature of the game, not property, and confer no rights outside the game.

3.2. No Cash Value: SB Coins have no monetary value. They cannot be withdrawn, cashed out, redeemed for money, transferred between accounts, sold, or exchanged for goods, services, or cryptocurrency. No mechanism exists by which value leaves the game, and we do not operate one.

3.3. Player Values Are Game Scores: The rising and falling value shown against a footballer is a score generated by the game from publicly reported match statistics. It is not a price, a quotation, a valuation, or an offer, and no asset changes hands when you add or remove a player from your squad.

3.4. No Ownership / No Equity / No Rights in the Athlete: Holding a footballer in your squad does not represent shares, securities, ownership interests, debt instruments, or any right, title, or interest in (i) any athlete as a person, (ii) any athlete's employment contract, (iii) any club, league, federation, or association, or (iv) any image, likeness, personality, or publicity rights.

3.5. Not a Financial or Gambling Service: StockBaller is a game of skill and football knowledge. It is not a brokerage, exchange, investment service, or trading platform, and it is not real-money gaming or a betting service. Nothing on the Platform is an offer to buy or sell any financial instrument.

3.6. Changes to the Game: We may add, remove, pause, or change game features, players, competitions, scoring, or coin balances at any time as part of normal game operation.

3.7. No Advice: Any information, content, statistics, tools, or analysis (including "scouting reports") is provided for entertainment within the game and is general information only. It is not financial, investment, tax, or legal advice.

4. Purchases and What You Are Buying

4.1. Free to Play: StockBaller is free to play. Every account receives a starting coin balance, and further coins can be earned through normal play at no cost. Buying coins is entirely optional and confers no competitive guarantee.

4.2. What a Purchase Is: When you buy SB Coins or a subscription, you are buying a licence to use a digital feature within the game, delivered immediately. You are not depositing funds, opening an account with us, or acquiring an asset.

4.3. Refunds and Cancellation Rights: Because digital content is delivered immediately, you agree that your statutory 14-day right to cancel under the Consumer Contracts Regulations 2013 ends once the coins are credited to your account. This does not affect your rights where content is faulty or not as described. Purchases made through the Apple App Store or Google Play are also subject to that store's refund policy.

4.4. Coins Can Be Lost In Play: Coins staked in head-to-head contests or predictions may be lost to another player according to the rules of the game. This is a game outcome, not a financial loss, as the coins have no cash value in the first place.

4.5. Sports-Related Changes: Injuries, suspensions, transfers, retirement, selection decisions, and changes to competition rules will affect players' in-game values and your score.

4.6. Service Availability: We do not guarantee uninterrupted availability of the game. We may suspend the service for maintenance or discontinue it, subject to clause 10 (Termination).

5. Account Registration and Security

5.1. Account Registration: To access certain features, you must create an account and provide accurate, complete, and up-to-date information.

5.2. Security: You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. You must notify us promptly of any unauthorised access or suspected security breach.

5.3. Age and Identity: We may ask you to confirm your age or verify your identity where we reasonably need to, for example to enforce the minimum age for the game or to investigate suspected fraud or duplicate accounts.

5.4. One Account Per Person: You may hold one account. Creating additional accounts to gain an advantage in leaderboards, contests, or referral rewards is not permitted.

5.5. Suspension / Refusal: We may suspend, restrict, or close accounts where permitted by law, including if (i) you breach these Terms, (ii) we suspect fraud, cheating, chargeback abuse, or illegal activity, (iii) we receive a lawful request from a regulator or law enforcement, or (iv) for any other legitimate reason.

6. Fees and Payments

6.1. Prices: The price of a coin pack or subscription is shown before you confirm the purchase. Prices are inclusive of applicable taxes unless stated otherwise.

6.2. In-Game Fees: Some in-game actions carry a small fee charged in SB Coins. This is a game mechanic and involves no money.

6.3. Payment Processing: We use third-party payment providers, including Stripe and the Apple App Store and Google Play billing systems. Your purchase may also be subject to that provider's own terms and policies. We do not store your card details.

6.4. Subscriptions: Subscriptions renew automatically for the period stated at purchase until cancelled. You may cancel at any time, and cancellation takes effect at the end of the current billing period. Subscriptions bought through an app store must be cancelled through that store.

6.5. No Deposits or Withdrawals: We do not hold funds on your behalf. A purchase credits SB Coins to your account and is complete at that point. There is no balance to withdraw, and we offer no withdrawal, payout, or cash-out facility of any kind.

7. Intellectual Property

7.1. Our IP: Stockballer (and/or its licensors) owns all rights, title, and interest in and to the Platform and Services, including software, code, user interface, designs, logos, trademarks, and proprietary algorithms.

7.2. Licence to You: We grant you a limited, personal, non-exclusive, non-transferable, revocable licence to access and use the Platform for your own lawful use in accordance with these Terms.

7.3. Restrictions: You must not copy, modify, distribute, sell, lease, reverse engineer, or attempt to extract source code from the Platform except to the extent permitted by applicable law.

7.4. Third-Party Rights: Names, likenesses, statistics, and other content relating to athletes, clubs, and leagues may be owned by third parties and used under licence or for descriptive purposes. You must not reproduce or commercially exploit such content without permission.

8. Disclaimers and Limitation of Liability

8.1. Platform "As Is": To the maximum extent permitted by law, the Platform and Services are provided on an "as is" and "as available" basis, without warranties of any kind (express, implied, or statutory), including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

8.2. Limitation of Liability: To the maximum extent permitted by law, Stockballer shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, goodwill, data, or in-game progress arising out of or related to your use of (or inability to use) the Platform, even if we have been advised of the possibility of such damages. Our total aggregate liability to you for any claim shall not exceed the total fees paid by you to Stockballer in the twelve (12) months preceding the event giving rise to the claim.

8.3. No Liability for Third Parties: We are not responsible for the acts or omissions of third parties (including payment providers, app stores, and data suppliers) and we do not guarantee uninterrupted or error-free operation of the Platform.

8.4. Indemnification: You agree to indemnify, defend, and hold harmless Stockballer, its affiliates, directors, officers, employees, agents, and licensors from and against any claims, losses, liabilities, damages, costs, and expenses (including reasonable legal fees) arising out of or related to: (i) your use of the Platform or Services, (ii) your breach of these Terms, (iii) your violation of any applicable law or regulation, or (iv) your infringement of any third-party rights.

9. Governing Law and Dispute Resolution

9.1. Primary Governing Law: These Terms (and any dispute or claim arising out of or in connection with them) are governed by the laws of England and Wales.

9.2. Local Mandatory Rules: If you access the Platform from the United Arab Emirates or Singapore (or other jurisdictions), you acknowledge that mandatory local laws and regulatory requirements may apply to you and/or to certain parts of the Services. Nothing in these Terms is intended to exclude or limit any consumer rights or other rights that cannot be excluded under applicable mandatory law.

9.3. Dispute Resolution / Forum: Subject to clause 9.2 and to the extent permitted by law, the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms. Where we determine (acting reasonably) that arbitration or another forum is required or appropriate for a particular jurisdiction, we may require disputes to be resolved via binding arbitration in English, seated in London, United Kingdom, unless otherwise required by mandatory local law.

10. Termination

10.1. Termination by You: You may stop using the Platform at any time.

10.2. Termination / Suspension by Us: We may suspend or terminate your access to the Platform (and/or restrict features) at any time where permitted by law, including if we reasonably believe you have breached these Terms, pose a security/compliance risk, or are using the Platform in a Restricted Jurisdiction.

10.3. Effect of Termination: Upon termination, your right to access the Platform ends immediately. Any provisions that by their nature should survive termination will survive, including clauses on risk disclosures, intellectual property, limitation of liability, indemnification, and governing law.

10.4. Outstanding Obligations: Termination does not relieve you of any obligations incurred prior to termination, including payment of fees and compliance with applicable laws.

11. Prohibited Activities

You agree not to engage in any of the following:

• Cheating: Colluding with other players, using multiple accounts, or coordinating to manipulate leaderboards, contests, or in-game player values.
• Fraud: Providing false account information, abusing referral rewards, or engaging in deceptive practices.
• Reverse Engineering: Attempting to extract source code or proprietary algorithms.
• Automation: Using bots or scripts to play the game without prior written consent from Stockballer.

12. Modifications to Terms

Stockballer reserves the right to modify these Terms at any time. We will notify users of significant changes via the email associated with their account or through a notice on the Platform. Continued use of the Platform after changes are posted constitutes acceptance of the new Terms.

Contact Us

For any questions regarding these Terms, please contact us at legal@stockballer.app.